Who We Work With
Servicing families and businesses in 26 states, the Auto-Owners Insurance independent agencies near you take a customer-driven approach to your policy needs. You can rely on our independent agents to recommend coverages that fit your life, home, business, and auto insurance needs. Contact an Auto-Owners Insurance independent agency in your community today for a review of your coverages.
- Are local businesses in your community
- Provide experienced, professional service
- Offer a wide variety of products
- Are always willing to review your insurance needs
- Provide personal claims service
- Are there when you need them
The Cincinnati Insurance Companies
Cincinnati Financial, formed in 1968, stands among the nation’s top 25 property casualty insurer groups, based on 2011 direct written premiums. It operates through The Cincinnati Insurance Company, which itself has four insurance subsidiaries, and through two financial services subsidiaries.
How We Build Value: Four independent agents formed The Cincinnati Insurance Company in 1950; their commitment to the independent agency system became our core strength and continues as our most important competitive advantage. Our mission places independent agents at the center of our identity, recognizing that locally based agents have the relationships that lead to satisfied, loyal policyholders and profitable business. This approach has produced above average profitability and growth of shareholder dividends, benefiting from our low expense field structure. Empowered field representatives work out of their homes in the same communities as the agents and policyholders they serve.
The Cincinnati Insurance Companies continuously strengthen service by offering agents and policyholders a stronger local presence, unparalleled claim service, work-saving technology initiatives and competitive products, rates and compensation.
Motorists Mutual Insurance Company
Keeping the promise since 1928. By 1928, it was clear that the automobile was literally driving the American way of life. New roads and gas stations started popping up everywhere to meet the demand as Americans embraced the freedom and independence of the automobile. Columbus businessman Carl Crispin saw another opportunity – the need for an automobile insurance company that could provide prompt, fair claims service at a low premium. So he brought his idea to then Ohio Governor Vic Donahey, and the Motorists Mutual Insurance Company was born on November 19, 1928. The company was founded with an initial investment of just $15,000 and a philosophy that is the foundation of the company to this day.
PHLY is a team of motivated, high achievers committed to delivering innovative products and unsurpassed service to niche insurance markets. By maintaining a disciplined approach to business, we provide greater security for our policyholders and superior value for our shareholder. We believe that integrity and mutual respect are the foundation of long-term and fulfilling relationships with our employees, customers, and business partners.
Since 1937, Progressive has provided auto insurance at competitive car insurance rates to customers across the country. With Progressive, you can purchase auto insurance, motorcycle insurance, boat insurance, RV insurance, commercial auto insurance, homeowners insurance and more. So, when getting a car insurance rate, remember your other vehicles, too. With our car insurance rates, your savings can add up!
AARP Auto Insurance Program from The Hartford
From its inception, Victoria was principally engaged in the sale of credit-related insurance policies. Victoria operated in an entrepreneurial environment until 1983 when it became a public stock company. In 1985, Victoria developed its Nonstandard Automobile Insurance Division and began writing nonstandard automobile insurance in the state of Ohio in January 1986. Victoria is currently in twenty-six states: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Mississippi, Missouri, New Mexico, Nevada, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin. It is authorized to underwrite insurance in an additional thirteen states and the District of Columbia.
Victoria has continued to expand and fine tune its operations under several parent companies. On May 22, 1995, Victoria was acquired by USF&G Corporation and became a wholly-owned subsidiary of USF&G. Then on April 24, 1998, the St. Paul Companies, Inc., a Minnesota corporation, and USF&G completed a merger whereby Victoria became a wholly-owned subsidiary of St. Paul. On May 1, 2000, Victoria was purchased by Prudential Property and Casualty Insurance Company (“PRUPAC”).
On August 1, 2003, Victoria was purchased by Nationwide Mutual Insurance Company and now has Nationwide Mutual Insurance Company as its parent company.
Western Reserve Group
The Western Reserve Group is made up of three Ohio domiciled property and casualty insurance companies. The group conducts business in Ohio and Indiana and are represented exclusively by a quality independent agency force. The three companies include Lightning Rod Mutual Insurance Company, which commenced business in 1906, Western Reserve Mutual Casualty Company, which commenced business in 1937, and Sonnenberg Mutual Insurance Company, which commenced business in 1859.
Zurich offers a wide range of commercial business insurance products and risk management solutions for mid-sized and large businesses, and multinational corporations.
Anthem Blue Cross
At Anthem Blue Cross and Blue Shield we understand our health connects us to each other. What we all do impacts those around us. So Anthem is dedicated to delivering better care to our members, providing greater value to our customers and helping improve the health of our communities.
Service and value set Medical Mutual and its Family of Companies apart. A trusted insurer for more than 75 years, we are the oldest and largest health insurance company headquartered in the state of Ohio, and have expanded operations in Georgia, Indiana and South Carolina. As a mutual company, we operate for the benefit of our members without needing to meet the demands of stockholders or Wall Street analysts. Instead, we focus on developing products and services that allow us to better serve our customers and the communities around us and help our members achieve their best possible health and quality of life.
Summa Health System
SummaHeadquartered in Akron, Ohio, SummaCare is one of the region’s only provider-owned health insurance companies. SummaCare was formed in the early 1990s as a product offering for large, self-funded employers in Akron. Since then, we have grown regionally and nationally to meet the needs of employers of all sizes and individuals including Medicare beneficiaries.
Independent Insurance Agent
The Independent Insurance Agents & Brokers of America (IIABA) is a national alliance of 300,000 business owners and their employees who offer all types of insurance and financial services products.
Unlike company-employed agents, IIABA independent insurance agents and insurance brokers represent more than one insurance company, so they can offer clients a wider choice of auto, home, business, life, health coverages as well as retirement and employee-benefit products.
IIABA agents and brokers not only advise clients about insurance, they recommend loss-prevention ideas that can cut costs. If a loss occurs, the independent insurance agent or broker stands with the client until the claim is settled.
IIABA was founded in 1896 as the National Local Association of Fire Insurance Agents. With the expansion of property-casualty business and coverages, the organization’s name was changed to the National Association of Insurance Agents in 1913. To emphasize its members’ ability to work with a variety of insurance companies, the organization became the Independent Insurance Agents of America in 1975. The Association’s name was changed in 2002 to the Independent Insurance Agents & Brokers of America to reflect the diversity of its membership, which includes both independent insurance agents and insurance brokers.
Professional Insurance Agents Association of Ohio, Inc. (PIA) was created by a group of visionary agents who recognized a basic truth: individual agencies are stronger when they share common values and have a home base from which to advance their goals. PIA is the collective voice of independent agents and their clients and an advocate on issues to insurance companies, legislators and regulators. PIA is also a provider of the highest quality products and services that make it easier and more profitable to run an agency.